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    Debt Management Program

    A Debt Management Plan is one way HCCI can help you resolve your credit problems and repay your debt. A Debt Management Plan is recommended for those individuals who need more than advice and could benefit from a structured repayment plan. Through a Debt Management Plan, you are able to make one convenient monthly deposit to HCCI which is then disbursed to each of your creditors.

    If you choose to establish a Debt Management Plan, our certified counselors will assess your financial situation, develop a spending plan, and create a plan for debt repayment.

    A Debt Management Plan may help:
    •  Lower interest rates
    •  Stop charging late and over limit fees
    •  Lower monthly payments
    •  Stop collection calls

    Debt Management Handbook