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    EDUCATION

    ONLINE 24/7 COURSES

    Make Your Move… A Guide To Homeownership – Online Courses

    Meets the HUD requirements for pre-purchase home buyer education course. There is a fee of $35.00 for the course (single or joint registration).

    Make Your MoveSingle Registration

    Make Your MoveJoint Registration

    Make Your Move(Spanish) Single Registration

    Make Your Move(Spanish) Joint Registration

    Money in Motion – Financial Management Bankruptcy Course

    Meets the requirements for pre-discharge bankruptcy education.

    Rebuilding Your Credit

    Information on how to rebuild your credit including finding out what is being reported on your credit report, correcting errors, itemize and review your debts, and options available to paying down your debts.

    Credit When Credit is Due

    Learn the basics to borrowing, terms of the contract, using credit wisely, auto loans and leases, mortgage loans, credit cards, what happens when you are unable to fulfill the agreement terms, and how to rebuild credit.

    10 Steps to Buying a Car

    Topics include how to establish what vehicle is affordable for you, negotiating a good deal, and the different financing options available.

    Cut Through the Confusion on Health Insurance and Medical Bills

    Provides information regarding comparing and understanding different health insurance policies, reviewing medical bills, appealing insurance claims, what to do if you can not pay your medical bills, and ways to keep medical expenses down.

    Start Right: Build Your Own Business

    A course for anyone wanting to know how to start or grow a successful business. Learn the steps to creating a business plan, managing your personal and business finances, and more.

    All Online Education Courses are developed by the American Center for Credit Education.

    INTERNET DEBTOR EDUCATION

    In-person or via Zoom

    During the COVID-19 pandemic all HCCI classes and workshops are offered online (by Zoom).

    As health guidelines advise, HCCI will once again offer classes and workshops face-to-face for groups at libraries, schools, workplaces and for audiences attending at other locations such as training centers, shelters, half-way programs.

    bankruptcy

    We understand that each person that seeks assistance has a unique financial situation. During your pre-filing counseling session, a certified credit counselor will work one-on-one with you to develop a detailed personal financial assessment. Your counselor will review your income, expenses, assets, and liabilities. This in-depth process will provide you with a true and accurate picture of your financial situation. The personal financial assessment is just the first piece that is developed to help you determine the right solution for your financial situation. Your counselor will work with you to develop a reasonable and manageable spending plan, a detailed action plan, and short and long-term financial goals.

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    Home Buying

    Home Ownership Programs

    The home buyer program educates hundreds of people every year about the types of loans and down payment assistance for future home buyers. HCCI helps people achieve the American Dream of owning their own home.

    The homeownership program has educated hundreds of people each year on the availability of a number of mortgage products and grants that allow home purchase with little or no money down. Through our services, people with no thought of ever having the opportunity to own a home, have fulfilled the American dream of home ownership.

    HCCI offers the following services to assist you. Contact us at 785-234-0217 or 800-383-0217 for more information or to set up a time to meet.

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    Renting

    HCCI – CDC Eviction Moratorium Order

    CDC Declaration to Landlord-Eviction Moratorium

    Effective January 1, 2018, HCCI’s Tenant Landlord Counseling for both renters and landlords will be available to communities that provide grant funding for this unique service that counsels about 2,400 (mostly renters) each year.

    Funded communities for 2020 include: the municipalities of Lawrence, Manhattan, Olathe and Topeka. The United Way of Douglas County funds Douglas County. The United Way of the Flint Hill funds the following counties: Chase, Coffey, Greenwood, Lyon, Morris, Osage, Wabaunsee and Woodson. Konza United Way funds the following counties: Clay, Marshall, Pottawatomie, Riley, Wabaunsee and Washington.

    Other areas of Kansas not currently covered by grant funding for 2020 are encouraged to contact HCCI to discuss costs. Contact: Teresa Baker, Tenant/Landlord Program Manager, 1-800-383-0217 or tbaker@hcci-ks.org.

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